Refund and Cancelation Policy

All Sales Final

Due to the nature of the services provided by IPN, all payments are generally non-refundable. This "All Sales Final" policy is necessitated by:

• Immediate Digital Access: Upon purchase or enrollment, users receive immediate access to proprietary training, templates, and software environments.

• Administrative Labor: Onboarding fees cover the immediate cost of identity verification, compliance review, and software provisioning work.

• Intellectual Property: Educational materials and business systems are delivered digitally and cannot be "returned."

Specific Exclusions

Unless otherwise stated in a signed Partner Agreement or Refund Policy Addendum, refunds will not be issued for:

• Rejection of your EFIN by the IRS or third-party banking partners.

• Failure to pass IPN Tax Academy certification exams.

• Inactivity or failure to use the provided software during the tax season.

• Changes in your personal or business circumstances.